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Secret 1: What you do in the first five years controls if you go broke or leave your legacy

Secret 2: You can reduce the income tax that you are paying on your social security income

Secret 3: Your annuity can credit interest based on a percentage of gains in a well known index

Secret 4: You can make a tax-deductible contribution of $49,000 if you own a business

Secret 5: In 1963, when Hollywood's leading ladies man was born, a new car cost $2,494

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